Terms of Use

These Terms of Use govern access to and use of the website of John Kelly & Company (“JK&C,” “we,” “us,” or “our”), including its pages, content, forms, resources, digital features, and related public services.

By accessing, browsing, or using this website, you agree to comply with these Terms of Use and other JK&C policies that apply to your use of the website, including our Privacy Policy, Cookie Policy, and other applicable notices or policies published through our website or Trust Center.

If you do not agree with these Terms, please discontinue use of the website.

1. Purpose of the Website

The JK&C website provides general information about our organization, capabilities, services, publications, resources, activities, and other matters that may be relevant to clients, prospective clients, partners, and the public.

Website content is provided for general informational purposes unless expressly stated otherwise.

2. No Professional or Client Relationship

Accessing this website, reviewing its content, downloading materials, submitting a form, requesting information, or communicating with JK&C through the website does not, by itself, establish a client, consulting, advisory, legal, accounting, fiduciary, professional, or contractual relationship with JK&C.

An engagement with JK&C is established only when JK&C has expressly accepted the engagement and any applicable engagement terms, agreement, proposal, confirmation, or other required arrangement has been completed.

JK&C is not obligated to accept any inquiry, request, proposal, application, or prospective engagement submitted through the website.

3. General Information and No Reliance

Information, publications, insights, resources, guides, templates, regulatory materials, commentary, and other content made available on this website are intended for general information.

They should not be treated as advice specifically applicable to your circumstances without appropriate assessment of the relevant facts.

Laws, regulations, requirements, business conditions, and other information may change over time.

Users remain responsible for determining whether information obtained through the website is appropriate for their particular circumstances and for obtaining professional advice when necessary.

4. Acceptable Use

You may use this website only for lawful purposes and in accordance with these Terms and applicable law.

You must not:

• Use the website for unlawful, fraudulent, misleading, abusive, or harmful purposes;
• Attempt to gain unauthorized access to the website, systems, accounts, data, or infrastructure;
• Introduce malware, malicious code, automated attacks, or harmful technology;
• Interfere with the availability, security, integrity, or operation of the website;
• Misrepresent your identity, authority, organization, or affiliation;
• Infringe the rights of JK&C or another person;
• Copy, reproduce, republish, distribute, sell, commercially exploit, or create unauthorized derivative works from protected website content;
• Circumvent security controls or technical restrictions; or
• Use scraping, harvesting, automated extraction, or similar tools in a manner that violates applicable law, rights, or website restrictions.

5. Intellectual Property

Unless otherwise indicated, the website and its original content, branding, names, logos, graphics, layouts, publications, designs, databases, resources, and other materials are owned by or licensed to JK&C and may be protected by applicable intellectual property laws.

Access to the website does not transfer ownership of any intellectual property to the user.

Publicly available content may be viewed and used for legitimate personal or internal business reference purposes unless otherwise stated.

Other reproduction, redistribution, publication, commercial exploitation, or modification may require prior written authorization from JK&C.

Third-party names, trademarks, publications, and materials remain the property of their respective owners.

6. Information You Submit

You are responsible for ensuring that information submitted through the website is accurate to the best of your knowledge and that you are authorized to provide it.

Please do not submit confidential, privileged, sensitive, proprietary, or unnecessary personal information through general website forms unless specifically requested or an appropriate channel has been provided.

Submission of information does not require JK&C to accept an engagement, provide a service, take a particular action, or adopt any position requested by the sender.

7. Privacy and Cookies

Use of the website is also subject to applicable JK&C website policies, including our:

Privacy Policy — explaining how personal information may be handled; and

Cookie Policy — explaining how cookies and similar technologies may be used.

Users are expected to comply with applicable policies, notices, and conditions published through the website or Trust Center.

8. Third-Party Websites and Services

The website may contain links to or integrations with websites, platforms, resources, tools, or services operated by third parties.

Such links may be provided for convenience or informational purposes and do not necessarily constitute endorsement, sponsorship, recommendation, or approval by JK&C.

JK&C does not control independent third-party services and is not responsible for their content, availability, security, terms, representations, or privacy practices.

Use of third-party services is subject to the terms and policies of the applicable third party.

9. Website Availability and Changes

JK&C may modify, update, suspend, restrict, remove, or discontinue any part of the website, content, feature, resource, or functionality.

We do not guarantee that the website or any particular feature will always be available, uninterrupted, error-free, complete, current, or compatible with every device or system.

Maintenance, security updates, system changes, and other activities may temporarily affect availability.

10. Accuracy of Information

JK&C seeks to provide useful and appropriate information but does not guarantee that all website content will at all times be complete, current, accurate, or free from errors or omissions.

Information may become outdated due to changes in law, regulation, government issuances, market conditions, third-party information, or other circumstances.

Where information is important to a decision or engagement, users should independently confirm it with JK&C or the appropriate official source.

11. Disclaimer

To the fullest extent permitted by applicable law, the website and publicly available content are provided on an “as available” and “as is” basis.

JK&C does not make warranties or representations beyond those expressly required by applicable law or expressly provided under a written agreement.

Nothing in these Terms excludes any right, obligation, or responsibility that cannot lawfully be excluded or limited.

12. Limitation of Liability

To the fullest extent permitted by applicable law, JK&C will not be responsible for indirect, incidental, consequential, special, or similar loss arising solely from access to, inability to access, or reliance on general website information.

JK&C is not responsible for loss resulting from:

• Improper, unauthorized, or unlawful use of the website;
• Reliance on general information without considering the relevant circumstances;
• Independent third-party websites, platforms, or services outside JK&C’s control;
• Events, interruptions, malicious activity, or technical failures outside JK&C’s reasonable control; or
• Information supplied by users or third parties that is inaccurate, incomplete, misleading, or unauthorized.

Nothing in these Terms excludes or limits liability, rights, or remedies that cannot lawfully be excluded or limited.

13. Protection of the Website

JK&C may take reasonable measures to protect its website, systems, information, intellectual property, personnel, clients, and users.

We may restrict, suspend, or block access where we reasonably believe the website is being misused, attacked, accessed unlawfully, or used in violation of these Terms or applicable law.

Where appropriate, JK&C may preserve relevant records and cooperate with lawful requests from competent authorities.

14. Other JK&C Policies and Terms

These Terms should be read together with other policies, notices, disclaimers, and conditions published through the JK&C website or Trust Center that apply to a particular feature, service, resource, or activity.

Additional terms may apply to particular services, engagements, platforms, events, resources, or transactions.

Where an executed written agreement between JK&C and a client expressly conflicts with these general website Terms regarding an engagement, the applicable written agreement will govern that engagement to the extent of the conflict.

15. Changes to These Terms

JK&C may revise these Terms from time to time to reflect changes in its website, services, technologies, practices, or applicable requirements.

The current version will be published through the official JK&C website together with its effective date.

Continued use of the website after an updated version takes effect constitutes continued use subject to the updated Terms, to the extent permitted by applicable law.

16. Governing Law

These Terms are governed by the laws of the Republic of the Philippines, without limiting any rights or remedies required to be preserved under applicable law.

17. Contact

Questions concerning these Terms or use of the JK&C website may be submitted through our official Contact page:

https://jknc.io/contact/

John Kelly & Company
3F Cebu Holdings Center
Cardinal Rosales Avenue
Cebu Business Park
Cebu City, Philippines